Business Credit Audit
You have been told to build business credit. What nobody gives you is the order. This is your actual profile, read across all three bureaus, and the exact sequence to build it from where you are.
The part nobody explains
Search “how to build business credit” and you get the same list of net-30 vendors every time. What that list never tells you is which of them report to which bureau, which order to apply in, or whether your business is even ready for the first one. So people apply to eight vendors, get approved by three, and months later their file still looks thin to a lender.
The order is the whole thing. A tradeline opened in the wrong sequence does not just fail to help, it can leave a hard pull on a young file for nothing. This audit exists because that is a solvable problem and almost nobody solves it for you.
What Esther actually does
She pulls your real numbers rather than working from what you think they are: your Dun and Bradstreet PAYDEX, your Experian Intelliscore, your Equifax Business Credit Risk Score. Then she writes the sequence for your business, in your industry, at the score you actually have today.
She is a licensed real estate broker who built her own business credit before she taught anybody else to. The plan you get is the one she would follow.
What you receive
- 01.Full profile audit. Esther pulls your D and B PAYDEX, Experian Business Intelliscore, and Equifax Business Credit Risk Score. Identifies score-impact gaps.
- 02.Vendor sequence plan. The exact 6-8 vendors to apply with in what order to build your tradeline file fastest.
- 03.Banking + funding pathway. Which business credit cards and lines of credit to apply for, when, in what order.
- 04.90-day milestone checklist. Week-by-week actions with expected score impact.
- 05.30-min review call. Walk through the plan with Esther, ask questions, refine for your situation.
Best for
Established businesses with a registered EIN, business bank account, and at least 6 months of operating history. New businesses get more value from the foundation modules in Legacy at the Table course first.
Questions before ordering? Email us or book a free intro call.
Who this is not for
If your business is under six months old, or you do not yet have an EIN and a business bank account, this audit will tell you to go and get those first, and you will have paid $297 to hear it. Start with the foundation modules in the workbook instead and come back when the file exists.
If you are looking for someone to raise a personal credit score, this is not that. This is business credit, which is a different file with different rules.
What happens after you order
Esther pulls your profile and writes the plan within seven business days. You get the audit as a document you keep, then a thirty minute call to walk through it and adjust for anything she could not see in the data. After that the plan is yours to run. Nothing recurring, nothing to cancel.
The honest limitation
This is education and strategy, not a guarantee. Nobody can promise a score by a date, and anyone who does is selling you something. What you are buying is the sequence, the reasoning behind it, and ninety minutes of a broker’s attention on your specific file rather than a generic list.